Exhausting the senior workforce: the physical limit on primary care practitioners

Stress-testing Canada's 2026 primary care forecast: why the aging practitioner demographic is the "silent governor" of health system capacity. This Record isolates the data on physician retirement and identifies the specific structural gap between graduation rates and workforce exits.

Exhausting the senior workforce: the physical limit on primary care practitioners
Photo by Graham Ruttan / MorningRecord

THE FACTS

The supply of family physicians in Canada is currently lagging behind population growth for the third consecutive year. National data from the Canadian Institute for Health Information (CIHI) shows that while the total number of doctors increased by 2.2% in 2024, the density of family physicians dropped to 119 per 100,000 population. Recent analysis confirms that 5.7 million adults in Canada reported having no access to a regular primary care provider as of 2024–25.

A forensic look at the workforce reveals a bimodal retirement risk: attrition peaks in early career years and again after age 65. In Ontario alone, approximately 1.74 million patients are attached to doctors aged 65 or older, many of whom manage medically complex caseloads. The Canadian Medical Association (CMA) projects a national shortage of 23,000 family physicians by 2026 if current training and retirement trends persist.

Despite federal incentives for international medical graduates and expanded residency seats, 75 family medicine residency positions remained unfilled in the most recent match cycle. The Ontario College of Family Physicians forecasts that up to 4.4 million residents in that province could be without a family doctor by late 2026. Data suggests that 65% of practicing family doctors are currently considering leaving or changing their practice due to administrative burden and burnout.

TAXPAYER COST

Fiscal Exposure by Income Group
This table allocates the total program cost across Canadian income groups based on their share of federal tax contribution. It estimates the average per-person fiscal exposure within each category.
Income Category Share of Tax Cost Per Person
Top 10%
$125K+ Annual Income 3.12M People
54% $5,988.46
Middle 40%
$55K – $124K Annual Income 12.48M People
41% $1,136.70
Bottom 50%
Under $55K Annual Income 15.60M People
5% $110.90
Confidence
Medium
Total cost relies on CIHI physician payment aggregation method.

THE SPIN

Sources: CBC News, Toronto Star, The Globe and Mail, National Post

The Left: Systemic neglect of the care foundation

On the Record
“We have allowed primary care to deteriorate through chronic underinvestment, and patients are paying the price with lost access.”
— Dr. Alika Lafontaine, President · Canadian Medical Association · Media interview · 2024 · Source

The physician shortage is framed as the inevitable consequence of decades of structural underinvestment and the deliberate erosion of the public health foundation. Governments are accused of expanding population targets and offloading medical complexity onto a system they failed to reinforce.

Early-career practitioners are seen as fleeing a model stacked against continuity of care, while senior doctors are forced to choose between burnout and abandoning their patient panels. Unfilled residency seats are treated as proof that the vocation has been made untenable by policy, not a lack of interest. The widening primary care gap is framed as a profound equity failure that leaves the most vulnerable Canadians to navigate a decaying system alone.

The Right: Governance failure and incentive decay

On the Record
“Throwing more money at a broken system without fixing accountability and incentives will not solve the doctor shortage.”
— Pierre Poilievre, Leader of the Official Opposition · Press conference · 2024 · Source

The shortage is framed as a predictable collapse of central planning and a total failure of the incentive structure. Training seats go empty because family medicine has been made administratively toxic and financially uncompetitive through bureaucratic overreach, not a lack of funding. Provinces are criticized for layering on paperwork and complexity without reforming antiquated compensation or accountability models.

Ottawa is framed as chasing headlines with "incentive" programs that fail to address the core problem of retention and throughput. The looms physician gap is treated as a foreseeable management failure where clear warnings were ignored, and necessary reforms were deferred until the system reached a breaking point.

WHAT THIS MEANS

If we are training more doctors, why is it getting harder to find one?

Because the "drain" is currently wider than the "tap."

While medical school seats are increasing, they cannot keep pace with the wave of retiring physicians who often managed much larger patient loads than new graduates are willing or able to take on. This Record shows that we are currently in a "two-for-one" replacement cycle, where it takes two new doctors to cover the clinical hours of one retiree.

Is my aging doctor going to leave me without any care?

Possibly, and the transition will be difficult.

Approximately 1.7 million patients in Ontario alone are currently attached to doctors over the age of 65. When these physicians retire, their "institutional memory" of your health history is lost, and because there is no automated system to hand off these complex files, you may face a significant gap before a new provider can "onboard" you.

Will the $198B federal health deal fix this?

Not in the near term.

Money can build clinics and pay for more residency spots, but it cannot manufacture experienced doctors overnight. This Record highlights that the "residency floor" is a fixed 2-to-10-year clock that money cannot compress, meaning the current shortage is baked into the system for the next decade.

Why don't we just bring in more doctors from other countries?

This reflects a trade-off.

The federal government has recently targeted immigration measures for doctors, but provincial licensing bodies still require rigorous "equivalence" testing to maintain safety standards. This creates a secondary bottleneck where a foreign-trained doctor may wait years for a permit to practice, even while the local shortage worsens.

Is the family doctor model becoming a "luxury" service?

Yes, for many.

As the workforce exhausts its capacity, the remaining doctors are increasingly moving toward "specialized" or "team-based" models that see fewer patients per day. This Record suggests that unless the administrative load is reduced, the traditional "family doctor" who knows your whole family will be replaced by walk-in clinics and urgent care centers for the average Canadian.

Your questions matter.
If there’s a tradeoff, risk, or consequence you think deserves scrutiny, submit it. Many of our follow-up stories begin with reader questions.

THE SILENT STORY

ATTRITION IS THE HIDDEN GOVERNOR

Public debate centres on the 5.7 million people without a doctor and the need for more medical school seats. The binding limiter is the replacement ratio—the fact that it currently takes nearly two new graduates to replace the clinical hours of one retiring "comprehensive" family doctor. The constrained system is the transition from old-model "cradle-to-grave" family practices to newer, team-based models that have lower individual patient volumes.

Key Constraint
Replacing one retiring comprehensive family doctor now requires nearly two new graduates to maintain equivalent patient capacity.

Think of the family doctor pool as a bathtub. The federal government is trying to turn the tap (medical school seats) as far as it can go. But the drain (retirement) is getting wider. In the 1990s, one doctor might have managed 2,000 patients. Today, because of administrative load and a desire for work-life balance, new doctors often manage panels of 1,000 or fewer. This means even if you replace every retiring doctor one-for-one, you are still losing half of your system's capacity.

This sequencing is a procedural lock-in. A retiring doctor cannot "transfer" their years of patient history to a computer; they must spend hundreds of hours on administrative hand-offs. Because 65% of doctors are considering leaving, the system is facing a massive "reset" of patient data. Money can pay for more doctors, but it cannot buy back the 30 years of history a retiring physician takes with them.

This constraint is ignored because "Medical School Seats" are an easy political win. "Retirement Attrition" is a slow, demographic gravity that happens in private offices. Political cycles reward the "Pledge" of more seats, while the "Physics" of an aging workforce is a decade-long decay that money alone cannot stop.

"You can't fill a bathtub by turning on the tap if the drain is bigger than the pipe."

If the current retirement velocity persists, the 2026 primary care gap will become the permanent "new normal." The risk is that the system appears to be expanding because headcounts are up, while actual care-hours per patient continue to plummet. Over time, the family doctor becomes an elite luxury, not a universal standard.


SOURCE LEDGER